:root{--navy: #1B3A6B;--orange: #D2500A;--green: #1A6B3A;--teal: #0D5C6B;--gold: #C8972A;--grey10: #F3F4F6;--grey20: #E2E6EC;--grey50: #9CA3AF;--white: #FFFFFF;--black: #111111}*{box-sizing:border-box;margin:0;padding:0}.hcc{font-family:Arial,sans-serif;color:var(--black);max-width:800px;margin:0 auto;padding:20px}.hcc h2{font-size:26px;color:var(--navy);margin-bottom:8px;line-height:1.3}.hcc h3{font-size:18px;color:var(--navy);margin:20px 0 8px}.hcc .tool-intro{font-size:15px;color:#444;margin-bottom:24px;line-height:1.6;border-left:3px solid var(--orange);padding-left:12px}.hcc-card{background:var(--white);border:1px solid var(--grey20);border-radius:10px;padding:24px;margin-bottom:20px;box-shadow:0 2px 8px #0000000f}.hcc-field{margin-bottom:20px}.hcc-field label{display:block;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:6px}.hcc-field label .required{color:var(--orange)}.hcc-field input[type=number],.hcc-field input[type=text],.hcc-field input[type=email],.hcc-field select{width:100%;padding:10px 14px;border:1px solid var(--grey20);border-radius:6px;font-size:15px;color:var(--black);outline:none;transition:border-color .2s}.hcc-field input:focus,.hcc-field select:focus{border-color:var(--navy);box-shadow:0 0 0 3px #1b3a6b1a}.hcc-radio-group{display:flex;flex-wrap:wrap;gap:8px}.hcc-radio-option{position:relative}.hcc-radio-option input{position:absolute;opacity:0}.hcc-radio-option label{display:block;padding:8px 16px;border:2px solid var(--grey20);border-radius:6px;cursor:pointer;font-size:14px;font-weight:600;color:#555;transition:all .2s}.hcc-radio-option input:checked+label{border-color:var(--navy);background:var(--navy);color:var(--white)}.hcc-toggle-group{display:flex;gap:8px}.hcc-toggle-option{position:relative}.hcc-toggle-option input{position:absolute;opacity:0}.hcc-toggle-option label{padding:8px 20px;border:2px solid var(--grey20);border-radius:6px;cursor:pointer;font-size:14px;color:#555;font-weight:600;display:block;transition:all .2s}.hcc-toggle-option input:checked+label{border-color:var(--orange);color:var(--orange);background:#fff3ee}.hcc-btn{display:block;width:100%;padding:14px;background:var(--orange);color:var(--white);border:none;border-radius:8px;font-size:16px;font-weight:700;cursor:pointer;margin-top:16px;transition:background .2s}.hcc-btn:hover{background:#b8400a}.hcc-btn-secondary{background:var(--navy)}.hcc-btn-secondary:hover{background:#142d56}.hcc-progress{display:flex;gap:4px;margin-bottom:24px}.hcc-progress-step{flex:1;height:4px;border-radius:2px;background:var(--grey20);transition:background .3s}.hcc-progress-step.active{background:var(--orange)}.hcc-progress-step.done{background:var(--navy)}.hcc-step-header{margin-bottom:20px}.hcc-step-header h3{font-size:20px;color:var(--navy)}.hcc-step-header p{font-size:14px;color:var(--grey50);margin-top:4px}.hcc-result-total{background:var(--navy);color:var(--white);border-radius:10px;padding:24px;text-align:center;margin-bottom:20px}.hcc-result-total .amount{font-size:36px;font-weight:700;color:#f3a84a}.hcc-result-total .label{font-size:14px;opacity:.8;margin-bottom:6px}.hcc-result-total .sub{font-size:14px;opacity:.7;margin-top:6px}.hcc-score-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:20px}@media (max-width:600px){.hcc-score-grid{grid-template-columns:1fr 1fr}}.hcc-score-card{background:var(--white);border:1px solid var(--grey20);border-radius:8px;padding:16px;text-align:center}.hcc-score-card .score{font-size:28px;font-weight:700;color:var(--navy)}.hcc-score-card .score-label{font-size:12px;color:var(--grey50);margin-top:4px}.hcc-score-card .score-badge{display:inline-block;padding:3px 10px;border-radius:12px;font-size:12px;font-weight:600;margin-top:6px}.badge-green{background:#d1fae5;color:#065f46}.badge-orange{background:#fef3c7;color:#92400e}.badge-red{background:#fee2e2;color:#991b1b}.hcc-locked{position:relative;overflow:hidden;border-radius:8px}.hcc-locked-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(to bottom,transparent 20%,rgba(243,244,246,.95) 60%,var(--grey10) 100%);display:flex;flex-direction:column;align-items:center;justify-content:flex-end;padding:20px}.hcc-lock-cta{background:var(--orange);color:var(--white);border:none;padding:10px 24px;border-radius:6px;font-size:14px;font-weight:700;cursor:pointer}.hcc-blurred{filter:blur(4px);-webkit-user-select:none;user-select:none;pointer-events:none}.hcc-hook-card{background:#fff8f0;border:1px solid #F3D2B0;border-radius:8px;padding:16px 20px;margin:16px 0}.hcc-hook-card .hook-title{font-weight:700;color:var(--orange);font-size:15px;margin-bottom:6px}.hcc-hook-card p{font-size:14px;color:#555}.hcc-optimizer{background:var(--navy);color:var(--white);border-radius:10px;padding:24px;margin:20px 0;text-align:center}.hcc-optimizer .savings{font-size:32px;font-weight:700;color:#4ade80}.hcc-supporting{max-width:640px}.hcc-result-box{background:var(--grey10);border:1px solid var(--grey20);border-radius:8px;padding:20px;margin-top:16px}.hcc-result-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--grey20);font-size:15px}.hcc-result-row:last-child{border-bottom:none;font-weight:700;color:var(--navy)}.hcc-result-row .val{font-weight:600;color:var(--orange)}.hcc-tooltip-wrap{position:relative;display:inline-block;margin-left:6px}.hcc-tooltip-icon{width:18px;height:18px;background:var(--grey20);color:var(--navy);border-radius:50%;font-size:11px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;vertical-align:middle}.hcc-tooltip-box{position:absolute;left:0;top:26px;z-index:100;background:var(--white);border:1px solid var(--grey20);border-radius:8px;padding:12px 14px;width:260px;font-size:13px;line-height:1.5;color:#333;box-shadow:0 4px 12px #0000001f}.hcc-tooltip-box .impact{margin-top:8px;padding:6px 10px;background:var(--grey10);border-radius:4px;font-size:12px;color:var(--navy)}.hcc-payment-modal{position:fixed;top:0;right:0;bottom:0;left:0;background:#00000080;z-index:9999;display:flex;align-items:center;justify-content:center}.hcc-payment-box{background:var(--white);border-radius:12px;padding:28px;max-width:420px;width:90%}.hcc-plan-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0}@media (max-width:500px){.hcc-plan-cards{grid-template-columns:1fr}}.hcc-plan-card{border:2px solid var(--grey20);border-radius:8px;padding:16px;cursor:pointer;transition:all .2s}.hcc-plan-card:hover,.hcc-plan-card.selected{border-color:var(--navy);background:#f0f4ff}.hcc-plan-card .plan-name{font-weight:700;color:var(--navy);font-size:15px}.hcc-plan-card .plan-price{font-size:22px;font-weight:700;color:var(--orange);margin:4px 0}.hcc-plan-card .plan-orig{text-decoration:line-through;color:var(--grey50);font-size:13px}.hcc-plan-card .plan-features{font-size:12px;color:#555;margin-top:8px;line-height:1.6}.hcc-upi-box{background:var(--grey10);border-radius:8px;padding:16px;margin:16px 0;text-align:center}.hcc-upi-box .upi-id{font-size:20px;font-weight:700;color:var(--navy);letter-spacing:.5px}.hcc-popup{position:fixed;top:0;right:0;bottom:0;left:0;background:#00000080;z-index:9999;display:flex;align-items:center;justify-content:center}.hcc-popup-box{background:var(--white);border-radius:12px;padding:28px;max-width:480px;width:90%;position:relative}.hcc-popup-close{position:absolute;top:12px;right:16px;font-size:20px;cursor:pointer;color:var(--grey50);border:none;background:none}.hcc-chart-wrap{margin:16px 0}table.hcc-table{width:100%;border-collapse:collapse;margin:12px 0;font-size:14px}table.hcc-table th{background:var(--navy);color:var(--white);padding:9px 12px;text-align:left}table.hcc-table td{padding:8px 12px;border-bottom:1px solid var(--grey20)}table.hcc-table tr:nth-child(2n) td{background:var(--grey10)}